Indonesia Second Home Visa (B26F)

Indonesia’s Second Home visa is a long-term stay route for foreigners who want to live in the country without taking local employment. It’s built for people with real financial backing, not casual visitors and it can also cover close family members.

The public e-Visa system treats this as a limited-stay option tied to the idea of a “second home.” The main attraction is time, not flexibility for work. Government guidance says holders are prohibited from working in an employment relationship, so this isn’t the visa for a local job or side gig paid by an Indonesian company.

For the main applicant, the financial bar is high. Officially cited rules require at least IDR 2,000,000,000 in a state-owned bank or a certificate of property ownership in Indonesia. The visa framework is described as a 5- or 10-year stay option, though the public e-Visa FAQ entry that’s visible online shows a Second Home-related stay of up to 5 years and says it’s extendable.

The family side is more straightforward. Spouses, children and parents can be covered as dependants if they can prove the relationship with proper documents, such as marriage or birth certificates. For those family applications, the FAQ says proof of funds isn’t required, which takes some pressure off the paperwork for dependants.

• Who it’s for: financially secure foreigners and their families who want to live in Indonesia long term
• Main rule: no working in an employment relationship
• Main financial requirement: IDR 2,000,000,000 in a state-owned bank or property ownership in Indonesia
• Public fee: IDR 7,000,000, which includes the stay permit and entry permit
• Family members: spouse, children and parents can apply as dependants

The Second Home visa sits well outside Indonesia’s short-stay tourist and visit visas. It’s a residency-style route, not a way to stretch a holiday. If you want to stay for years and you can meet the money requirement, it’s one of the cleaner long-stay options in the system.

The Second Home Visa, called Visa Rumah Kedua, is for foreigners with serious money and for ex-Indonesian citizens. It’s a long-stay, non-work visa, so this isn’t the route if you plan to take a local job or freelance for Indonesian clients.

There’s no public whitelist of nationalities. The immigration system seems to handle any country-level restrictions inside the online application flow, so the safest move is to check the portal before you build a plan around it.

To qualify, you need to show either a bank balance or qualifying property in Indonesia worth at least IDR 2 billion. That’s the core test. Official guidance describes this as proof of funds in an account under your name or a guarantor’s name or ownership of luxury-category property in Indonesia.

• Financial proof: A bank certificate or account statement from a state-owned bank in Indonesia, showing at least IDR 2 billion.
• Property route: Proof of ownership of qualifying high-value property in Indonesia. The public guidance doesn’t spell out a precise property-price floor.
• Who can apply: Certain foreigners and former Indonesian citizens.
• Work limit: No employment relationship in Indonesia. You can’t use this visa to work for an Indonesian employer.

The money test is a lump sum, not a monthly income rule. Government materials don’t publish a fixed salary threshold, so don’t let an agency invent one and pass it off as law.

There’s also a timing rule that catches people out. After the visa or stay permit is issued, you must submit the original proof-of-fund or property documents to local immigration within 90 days. If you don’t, the permit can be cancelled.

For family members, there’s a dependent Second Home class for a spouse, child or parent. The official FAQ lists a fee of IDR 7 million for that dependent route, but it doesn’t clearly break down every component for the main applicant.

Bottom line: this visa is for people who can already prove meaningful assets in Indonesia or have them tied up in Indonesian property. It’s not a retirement visa with light paperwork. It’s a high-bar residency option with a real money test and no room for local work.

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The Second Home Visa is the long-stay option for people who want a legal base in Indonesia without taking local work. The official visa portal says it can be issued for up to 5 years, with some official Second Home references also showing 10-year stays and it must be used within 90 days of issue.

The paperwork is fairly short, but the money side is serious. The main official threshold is IDR 2,000,000,000 in proof of funds, either in the applicant’s account or a guarantor’s account or an equivalent amount. The portal’s FAQ also shows a commitment option tied to $130,000, so the exact financial route depends on the visa category shown on your application page.

Documents for the main applicant

• Passport: valid nationality passport with at least 36 months remaining.
• Photo: recent color photo, 4 cm x 6 cm, white background.
• Curriculum vitae: a current CV.
• Travel itinerary: a basic itinerary for your trip.
• Proof of funds or property commitment: the official portal asks for proof of funds or property, depending on the application route.

The government’s press release says the visa fee is IDR 3,000,000, while the newer FAQ for the up to 5-year version shows IDR 13,000,000 including stay permit and entry permit fees. That gap means you shouldn’t guess the price from old advice. Check the exact fee on the visa-specific application page before you file.

There’s no official government mention, in the sources reviewed, of a police certificate, medical certificate or health insurance requirement for the main Second Home Visa. The same goes for apostille rules, so don’t waste time hunting for documents the portal doesn’t ask for.

Documents for family members

• Passport: valid for at least 36 months.
• Photo: recent passport photo.
• Relationship proof: birth certificate or family card.
• Sponsor status: the spouse, child or parent’s Second Home Visa or stay permit.
• Translation: Indonesian translation of the family document unless it’s already in English.

One last thing that trips people up, the official pages say the statement of commitment has to be completed within 90 days after arrival. If you’re using the property route or the deposit route, don’t leave that to the end of your stay.

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The Second Home Visa isn’t cheap and the headline fee only tells part of the story. The core government visa fee is IDR 3,000,000, which is about $200 using a rough IDR 15,000 to $1 rate. That fee is set by Indonesia’s immigration authorities and can be paid online through the government PNBP portal.

In practice, many applicants will see a higher total on the official eVisa system because the visa, stay permit and entry permit can be bundled together. The official portal shows a combined charge of IDR 7,000,000 or roughly $465 to $470, for Second Home-related entries. That figure also appears for eligible dependants in the same visa family.

• Core visa fee: IDR 3,000,000, about $200
• Bundled immigration charges: IDR 7,000,000, about $465 to $470
• Dependants: the same IDR 7,000,000 example applies to family-member applications

Don’t confuse those fees with the financial threshold for the visa itself. The main applicant must show at least IDR 2 billion in a bank account owned by the foreigner or their guarantor. That’s roughly $130,000 to $135,000 and it’s a proof-of-funds rule, not a payment to the government. The money isn’t handed over, but you do need to be able to document it.

Family members attached to the main visa holder don’t need to meet that IDR 2 billion threshold, though they still pay the visa and permit charges. The official guidance also says civil-status documents may need to be translated into Indonesian if they’re not already in English, which can add extra translation or legalization costs. There isn’t a fixed government price for that work.

Agency help is where the bill can jump fast. Immigration agents often charge their own service fees on top of the government costs and public examples run into the tens of millions of rupiah. One published package mentions around IDR 45,000,000 for a managed Second Home Visa process, but that’s a commercial quote, not a government tariff.

Health insurance can also add to the total. The official guidance expects coverage for treatment in Indonesia or a signed statement that you’ll pay medical costs yourself, but it doesn’t publish a fixed minimum premium. So the real cost depends on your age, coverage and insurer.

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The Second Home Visa, usually coded E33 or B26F, is filed online through Indonesia’s Molina eVisa portal. You don’t start with a paper application at an embassy and you don’t mail anything in. The system issues an e-visa first, then you enter Indonesia and complete the stay-permit side of the process after arrival.

The main financial hurdle is the same one people trip over most often. You need to show either IDR 2,000,000,000 in a state-owned Indonesian bank or proof of qualifying property ownership in Indonesia. That threshold is the official figure and it’s commonly described as about $130,000, depending on exchange rates.

Here’s the basic flow:

• 1. Prepare your files: Passport scan, recent photo and proof of funds or property documents in digital form.
• 2. Log in to Molina: Create an account, choose the Second Home category and fill in your personal details.
• 3. Upload documents: Follow the portal’s file format and size rules. They can be picky.
• 4. Pay online: Fees are paid in rupiah through the system, with card payment options and SIMPONI billing.
• 5. Wait for approval: If approved, the e-visa is sent to your email.
• 6. Travel to Indonesia: Use the e-visa to enter, then handle post-arrival reporting and proof-of-funds checks.

The official portal doesn’t publish one clean fee table for every Second Home applicant. One government FAQ example for a family-member Second Home visa lists a total cost of IDR 7,000,000 for the stay and entry permit fees, while private summaries give higher figures for main applicants, but those aren’t clearly laid out on a public government page. If you want the exact amount, the portal will show it before payment.

The e-visa is valid for 90 days from issuance, so don’t let it sit in your inbox too long. The visa was built for people applying from abroad, though Indonesia’s online system does allow some in-country conversions or applications in certain cases. That part changes often, so check the portal’s current rules before assuming you can switch status without leaving.

After entry, you’ll still need to show the qualifying funds or property within the required window. If your paperwork is messy or your bank evidence is weak, expect delays. Indonesian immigration doesn’t make a hobby of fixing half-finished applications.

The Second Home Visa, also called the B26F or Second Home stay permit, is set up as a long stay from the start. If immigration approves it, you get a limited stay permit for 5 or 10 years, not a stack of short extensions.

That’s the big difference with this visa. You’re not coming back every year for a renewal interview, at least not in the way people do with standard tourist or work permits. Public government material points to a long-duration ITAS that can later be converted to permanent stay if you meet the rules, but it doesn’t spell out a neat, step-by-step renewal cycle for this category.

• Initial validity: 5 years or 10 years, depending on what’s granted.
• Stay permit type: Limited stay permit or ITAS.
• Entry window: The visa must be used within 90 days of issue.
• Renewal detail: Official public guidance doesn't clearly confirm a simple one-time 5-year extension rule.

That last point matters. A lot of private visa agents talk about a 5-plus-5 structure, but the public regulations and immigration FAQs don’t clearly state that in plain language. So if you’re planning on the assumption that you can just tack on another five years later, don’t treat that as settled fact.

The cleaner long-term path is conversion to a permanent stay permit or ITAP, if you meet the residency and other requirements. Some legal summaries say a Second Home holder may be eligible after at least 3 years in Indonesia, but the official public text isn’t fully clear on every condition. That means the route exists in principle, though the exact timing and paperwork still need checking with immigration before you bank on it.

There’s also no confirmed automatic path from Second Home status to citizenship. If you want the visa to be part of a longer residency plan, assume you’ll need to manage the transition carefully and keep an eye on the rules rather than waiting for a casual renewal notice to show up in your inbox.

The Second Home Visa is an immigration permit, not a tax deal. By itself, it doesn't create a special tax rate, a foreign-income exemption or any separate regime for B26F holders. Once you’re living in Indonesia long enough, the normal tax rules kick in.

For most foreigners, the key trigger is tax residence. Indonesia treats an individual as a domestic tax subject if they spend more than 183 days in a 12-month period in the country or if they’re present in a tax year and intend to reside there. A Second Home visa usually points pretty clearly toward that intention, so don’t assume you can treat it like a long holiday stamp.

The Directorate General of Taxes has also said Second Home holders owe Indonesian tax once the subjective and objective conditions under Article 2(3) are met. In plain English, that means once you’re seen as a resident and you’re earning income, Indonesia expects a return.

That matters because resident taxpayers are generally taxed on worldwide income, subject to treaty relief. There is a separate four-year territorial regime for some qualifying foreign experts, but that’s based on skill criteria, not on the visa label itself. The official guidance doesn’t say that a Second Home visa automatically gives you that treatment.

If you have foreign salary, business income or investment income, assume it may be reportable in Indonesia once you’re a tax resident. Double-tax treaties can reduce or reassign tax rights, but you’ll need the right paperwork and the treaty has to apply to your situation.

• Visa status: no special tax regime is attached to the Second Home Visa.
• Tax residency: more than 183 days in Indonesia or an intention to reside, can make you a domestic tax subject.
• Income scope: resident taxpayers are generally taxed on worldwide income unless a specific exemption or treaty applies.
• Territorial option: the four-year foreign-expert regime exists, but it’s not automatic for Second Home holders.
• Practical move: get written guidance from the local tax office, because the residency line can be messy.

If you’re planning to live in Indonesia for years, talk to a tax adviser before you arrive. The visa gets you in the door. It doesn’t sort out your tax exposure for you.