The small print in Argentina's Decree 366/2025 rule for visitors

Argentina's three-tier health system and the prepaga option
Argentina runs a public hospital network, mandatory obras sociales tied to formal employment and private monthly plans called prepagas. The Ministerio de Salud sets policy, while the Superintendencia de Servicios de Salud regulates obras sociales and prepagas, publishes tariff tables and handles free coverage complaints.
Public hospitals remain universally accessible for emergencies regardless of nationality. Since 2025, Buenos Aires City, Salta, Mendoza, Santa Cruz and Jujuy bill non-resident foreigners for scheduled, non-emergency care. Permanent residents holding a DNI keep the same access as Argentine citizens.
Who needs coverage in Argentina
Decree 366/2025 took effect July 1, 2025, requiring every foreign visitor to show valid health insurance covering the full stay to enter by air, land or sea. The rule applies to tourists, seasonal workers, international students and people in irregular migration status. Border officers and airlines check documentation and travelers without qualifying coverage can be denied entry.
Minimum coverage must include basic and emergency care, consultations, hospitalization, 24/7 assistance, medical transport and repatriation.
Argentina's digital nomad visa, a transitory residence permit capped around 180 days, separately requires proof of health insurance covering Argentina for the full visa period. Applicants upload the policy alongside passport, background check and income evidence, with unofficial guides citing combined fees near $200 and income thresholds between $1,000 and $2,500 a month.
Long-stay expats often pair public access with a prepaga from providers like OSDE, Swiss Medical or Galeno to skip waits at public hospitals and reach English-speaking specialists.
Costs, paperwork and complaint routes
Prepaga enrollment typically requires:
- DNI, passport or residence document
- A registered address in Argentina
- A local bank account or card for monthly debits
- A health questionnaire, with waiting periods possible for pre-existing conditions
Monthly premiums reported by expat guides in 2025 run from roughly $50 to $150+ per adult, climbing for higher tiers and older enrollees. The Superintendencia publishes current cuadros tarifarios and approves rate changes.
When a prepaga denies coverage, beneficiaries can file a free denuncia por problemáticas de cobertura prestacional through the Trámites a Distancia portal, in person by appointment or by postal mail, attaching the signed form, DNI, membership card and medical justification.
Read our full Argentina guide for the complete picture.
Frequently asked questions
Do foreign visitors need health insurance to enter Argentina?
Who has to comply with Argentina's Decree 366/2025 health insurance rule?
What does Argentina's required health insurance have to cover?
Does Argentina's digital nomad visa require health insurance?
Can foreigners use public hospitals in Argentina?
What do I need to enroll in a prepaga plan in Argentina?
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